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Live Webcast Replay

Target Date Funds: America’s #1 Retirement Investment


Total Credits: 1 including 1 Personal Development

Average Rating:
   4.7
Category:
Partner Produced |  Personal Development
Faculty:
Paul Merriman
Course Levels:
Basic
Duration:
1 Hour
License:
Access for 30 day(s) after program date.


Description

Since the introduction of the modern mutual fund in 1924, no other investment product has been as important to investors as the target date fund (TDF).  Paul explains how TDFs work, 10 reasons TDFs are likely to make investors more money, 6 reasons many TDFs make investors less than they should and how to select the best-performing TDFs.  For investors willing to add a second fund, to work along side their TDF, Paul shows how to substantially increase the expected life-time return with a “2 Funds For Life” strategy.

Theoretically, the TDF only requires an investor to make two major investment decisions. Investors in their working and saving years, only need select the year they expect to retire, and the TDF takes care of all investment decisions.  The second decision, which likely happens at retirement, is a bit more complex, as the investor needs to decide how to invest during retirement, while providing regular income to meet their cost of living.  Paul discusses four possible investment strategies that can be used by investors through the end of their life.

Basic Course Information

Learning Objectives
  • Learn how to select target date funds that will best serve their own and their clients' personal and business needs
  • A carefully chosen TDF could easily add an additional 1% to their long-term annual return, without taking additional risk

Major Subjects
  • All about TDFs, plus “A Dozen Million-Dollar Investment Decisions" that will likely improve the financial future of any investor, with or without TDFs

Course Materials

Faculty

Paul Merriman Related seminars and products: 1


Paul Merriman is a nationally recognized authority on mutual funds, index investing, asset allocation and both buy-and-hold and active management strategies. Now retired from Merriman, the Seattle-based investment advisory firm he founded in 1983, he is dedicated to educating investors, young and old, through weekly articles at Marketwatch.com, and via free eBooks, podcasts, articles, recommendations for mutual funds, ETFs, 401(k) plans and more, at his website.

In 2013 he created The Merriman Financial Education Foundation, dedicated to providing comprehensive financial education to investors, with information and tools to make informed decisions in their own best interest and successfully implement their retirement savings program. A major project of the Foundation is funding the curriculum development and teaching of the 4-credit course, “Personal Investing” (for non-finance majors), at Paul’s alma mater, Western Washington University, which began Fall 2013.

In his retirement, Paul remains fervently committed to educating and empowering investors. In 2012, he wrote and published the “How To Invest” series, distilling his decades of expertise into concise investment books targeted to specific audiences – “First-Time Investor: Grow and Protect Your Money,” “101 Investment Decisions Guaranteed to Change Your Financial Future,” and “Get Smart or Get Screwed: How To Select The Best and Get The Most From Your Financial Advisor.”

Paul is also the author of four previous books on personal investing, including Financial Fitness Forever: 5 Steps To More Money, Less Risk and More Peace of Mind (McGraw Hill, Oct. 2011). The book was part of the “Financial Fitness Kit” offered on the TV show, “Financial Fitness After 50,” created exclusively to raise funds for local Public Broadcasting Service (PBS) stations.

Paul’s book, Live It Up Without Outliving Your Money! Creating The Perfect Retirement, published by John Wiley & Sons, was released in an updated edition June 2008.

Over the years Paul has led more than 1,000 investor workshops, hosted a weekly radio program and has been a featured guest on local, regional and national television shows. Paul has written many articles for FundAdvice.com, a service of Merriman LLC. This website was identified by Forbes as one of the best online resources for investors.

Paul’s weekly podcast, “Sound Investing,” was named by Moneymagazine as the best money podcast. Paul has been widely quoted in national publications and has spoken to many local chapters of the American Association of Individual Investors (AAII). Twice he has been a featured guest speaker at Harvard University’s investor psychology conference.

Paul began his career in the 1960s, working briefly as a broker for a major Wall Street firm. He concluded that Wall Street was burdened with too many conflicts of interest and decided to help small companies raise venture capital. In 1979, he became president and chairman of a public manufacturing company in the Pacific Northwest. He retired in 1982 to create his independent investment management firm.

Paul is the recipient of a distinguished alumni award from Western Washington University’s School of Economics and is a founding member of the board of directors of Global HELP, a Seattle-based non-profit organization that produces medical publications and distributes them free to doctors and other health care workers in developing nations.

He lives part of the year in the Seattle area, and part in San Miguel de Allende, central Mexico.


Dates

Fri, Dec 20, 2019 - 10:00a to 11:00a EST
Fri, Dec 20, 2019 - 12:00p to 01:00p EST
Mon, Jan 27, 2020 - 10:00a to 11:00a EST
Mon, Jan 27, 2020 - 12:00p to 01:00p EST
Mon, Mar 23, 2020 - 10:00a to 11:00a EDT
Mon, Mar 23, 2020 - 12:00p to 01:00p EDT

Additional Info

Basic Course Information

Prerequisites None
Advanced Preparation None
Designed For Anyone interested in learning about investing for retirement
Original Recording Date 03/28/2019
Yellow Book No
Course Developer WSCPA
Date Added to Catalog 01/22/2019

Additional Information

Complaint Resolution Policy Please contact Anne Taylor for any complaints. anne.taylor@acpen.com, (972-377-8199).
Official Registry Statement Business Professionals' Network, Inc. is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org
Instructional Delivery Method Group Internet Based
Course Registration Requirements Group Internet Based
Refund/Cancellation Policy Please contact the ACPEN help desk 1-877-602-9877 or help@acpen.com if you wish to cancel your attendance for a previously purchased webcast and are requesting a refund or transfer.

Reviews

5
4
3
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1

Overall:      4.7

Total Reviews: 370

Comments

Jon D

"Good course & Great Technology"

Lory I

"The speaker is very knowledgeable and presented the material in an interesting and excited matter."

Rhonda C - Wauchula, Florida

"Awesome course! "

Arthur H

"I liked learning about the mixing of funds."

Patricia P

"Great CPE course. Need more like this!"

Marilyn V

"Nice diversity in topic, very well presented."

Susan G

"This was incredibly useful for me both professionally and personally. Mr. Merriman explained everything very clearly and succinctly."

Shalyndell M

"Great presentation and very informative in the information provided"

John M

"Excellent basic level presentation."

Elizabeth M

"Great presentation! Thanks! "

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